It won’t clear the air but it just might offer some financial breathing room during dark days of pollution.
Most mainlanders have had few ways to shield themselves from China’s blanket of haze than to wear a mask or get an air purifier. But now one insurance policy might give some protection, albeit just a little.
For a premium ranging from 78 yuan (US$12.63) to 138 yuan, a company will pay policyholders 1,800 yuan if the air pollution index stays above 300 for five days in a row, according to the 21st Century Business Herald. If the policyholder gets sick from pollution, he or she will receive an extra 1,500 yuan as an inpatient subsidy.
China’s air quality is divided into five broad categories under the national air pollution index, according to the ministries of health and environmental protection.
Level 1 is the best quality and refers to a reading of 0-50 micrograms of contaminants per cubic meter. A reading above 300 is level 5, conditions deemed serious and harmful to human health.
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